Only 8 miles west
of Chicago
(708) 870-5006
cpaissa@sbcglobal.net
Hello and welcome to my web site.
I can assist you on a wide range of topics, including business taxes, financial
planning, estate planning, small business/corporate bookkeeping, IRS research, home buy/sale analysis, and asset
management. If you are looking for excellent service with minimal cost,
then please contact me by telephone, or e-mail.
As you will gather, I come with a commitment to
customer service. I do travel and have experience in Quickbooks and Peachtree.

Words on the road to financial security!
1)Plan, Plan, Plan---If you want
to stay away from money problems, you need to have a plan of action. Ask
yourself questions such as how much money did I save for a rainy day this
month? Will I be getting that second job on the weekend to supplement my
income? Where will I be 10 years from now and how will I get there? How is my long-term financial plan looking?
2)Debt is a killer, avoid it---I have heard many horror stories about people
living on check by check, then along comes credit card debt, then more debt,
and lastly bankruptcy. Spending must be guided by a budget!
3)Research anything you do---Whether it is a stock, mutual fund, new car, or
anything for that matter, the fundamentals of the issue must be researched.
Making a rash decision is usually not a good idea.
4)Save whatever you can---Really every penny counts. The earlier you start
saving for the future, the longer the magic of compounding can work. Even if
you can only afford to save $100.00 a month, this is a good start in the right
direction. The sooner you start, the more you will see when you retire.
5)Diversify your portfolio---As the old saying goes, "Don't put all your
eggs in one basket." You want to diversify your money among different
asset classes. This would include stocks, bonds, real estate, CD's, and so
forth. Therefore, if one component of your portfolio isn't performing well, the
other segments will be there as a cushion against the lagging portion.
6)The "quality word" should ring strong---I can't fathom why money
would be invested in something other than quality. To risk money for a few
extra dollars that may show up isn't good logic. For instance, to put money
into an internet stock like Amazon is questionable.
Why not instead have a better sleep with an index mutual fund?
Something to think about
A 35 year old man sets aside $50,000 in an investment paying 8% annually. At 60
years old, that sum would have grown into $342,424!
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Copyright 1999-2009 Fiaze Issa, CPA. All rights reserved. Reproduction in whole or part is strictly
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